earn rewards points with rbc visa Black card

RBC Bank Visa Signature Black Credit Card


Choose our prestigious Visa Signature Black credit card as a hassle-free way to make purchases or get cash and enjoy a wide variety of exclusive cardholder perks.

Features Include:

0% introductory APR interest rate for 6 months on purchases and balance transfers
Competitive long term interest rates. 11.24% - 19.99% variable APR interest rate after the introductory period (based on your credit rating). This APR will vary with the market based on the Prime Rate.1
Worldwide acceptance wherever you see the Visa logo; including ATMs
No interest charges if you pay your statement balance in-full each month (there is no grace period for cash advances or balance transfers made after the introductory period)
Credit limits from $5,000 to $20,000
No annual fee
Worldwide acceptance wherever you see the Visa logo - including ATMs
No interest charged when you pay your statement balance in-full each month1
Flexible monthly payment options
Convenience checks
Free additional cards
Annual account summary
You will earn RBC Rewards points every time you make a purchase
Quarterly RBC Rewards statement
Special Discounts at participating merchants
Plus, every Signature Black credit card comes with premier benefits from Visa.

Benefits include:

Signature concierge – schedule events, purchase tickets and more
Lifestyle benefits – dining, spa and health club discounts
Travel privileges – exclusive hotel benefits and upgrades through the Visa Signature Luxury Hotel Collection
Insurances include:

Trip cancellation/interruption insurance†† – up to $5,000
Cell phone insurance†† – up to $200 with $50 deductible
Travel accident insurance†† – up to $500,000
Roadside assistance
Purchase security - up to $500 per occurrence
Lost luggage reimbursement†† – up to $3,000
Visa Zero Liability2 – No personal liability in the event of fraudulent use
Emergency card replacement and disbursement